Multiple cash flow financing options are available from various lenders. The most suitable cash flow loan for your business will depend on your financial circumstances and desired repayment timeframe. Here are several important factors to evaluate when comparing loan options.

Interest rates

Cash flow loan rates directly affect your repayment obligations and can differ significantly between lenders. Always review comparison rates that reflect the total borrowing cost before submitting your application.

Associated costs

These may encompass upfront charges like application fees, along with ongoing costs such as monthly service charges. To ensure you're securing competitive terms, evaluate all fees alongside interest rates and loan features.

Repayment timeframe

Lenders offer specific loan terms for you to select from (typically three to twenty four months for short-term cash flow facilities and two years to five years for extended terms). Verify that you can manage repayments within a schedule that suits your business budget.

Funding limits

The typical minimum funding amount is $10,000, while maximum limits vary considerably across lenders. Some providers don't impose upper limits and instead evaluate each application individually. Consider this when determining your funding requirements.